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Financial Services

This page is dedicated to Financial services, we aim to give you the best choice possible when dealing with Currency Exchange and ways to finance your home here in Slovenia. Mortgage information can be found after currency exchange.

Currency Exchange

We are all aware that the UK has not adopted the Euro like the majority of the EU and this creates some problems when exchanging Great British Pounds (GBP) to the Euro (€). We are also aware that in this day and age of theft and con artists, we can't be too careful when transferring large amounts of money to overseas accounts, this is one reason we prefer to use the services of Currency Exchange Companies, whom we rely on and trust. Another reason we use these companies is they are able to offer you-the customer, a better exchange rate over and above the high street banks.

The Paper Trail or chain as sometimes called, is a very important part of transferring money abroad and yet another way of keeping your savings safe, for this reason we can not stress enough about the dangers of using cash transfer companies. Our recommended Exchange companies use only the banking system to transfer your funds bank to bank, making the paper trail easy to follow should something go amiss.

Below is a list of Currency Exchange Companies offering excellent exchange rates, the choice is yours. Check the current rates on their converters and choose for yourself. Many companies offer the best rates 'Guaranteed' so if one rate is not as good as the other, contact them direct with the links and numbers provided and see what they can do for you. We at Live Slovenia.com like to keep a personal aspect on things and for this reason we deal personally with the companies concerned and only one person within that company, by doing this it is easy to keep track of transactions and prevent problems, their contact details are also supplied.


The Company

About World First
World First is the UK's fastest growing foreign exchange broker, offering private individuals and companies the ability to achieve significantly better foreign currency exchange rates and exceptional service.

Based in London, World First has worked with over 15,000 private clients and 1,500 UK companies to date. World First's foreign exchange transaction volume was over $1 billion last year (2007).

In April 2008, World First (through its subsidiary World First Markets Ltd) became the first UK currency broker to offer options (finance) and derivative (finance) hedging structures. These risk-reducing structures allow clients to protect themselves against exchange rates worsening while benefiting if the rate improves.

Overseas Property Currency Exchange


If you are buying property abroad, you will have to pay for the property in the currency of the country you are buying in. World First will convert sterling (or your domestic currency) into that foreign currency and make the international payment to the overseas bank account you have nominated. Alternatively, if you are selling your overseas property, we can help with the foreign exchange to repatriate the sale proceeds back to your domestic currency.

Why use World First for Foreign Exchange?
They say they will guarantee to give you: Unbeatable exchange rates for your currency transfer. They say they offer the best exchange rate Guarantee. An exceptional level of service. The fastest available international payments.

"World First is the UK's leading foreign exchange and international payments provider. Our service is fast, friendly and commission-free. We can transact with clients from any country and transfer funds between virtually all currencies by priority same-day SWIFT transfer. For example: We can help you convert sterling into euros, or dollars into pounds."

World First also offers "Forward Contracts" which enable you to fix the sterling cost of your property up to a year before payment is due and thus avoid currency fluctuations. This is ideal for payment of the balance of your property purchase which is usually required a few months after the initial deposit.

The Team


The private client team works with individuals who are buying property abroad, emigrating or making one off or regular money transfers. Each consultant at World First works with their clients to make sure they achieve the best exchange rates possible in the time frame they specify. 2. The corporate team works with companies who either have overseas suppliers to pay, overseas revenues to repatriate, or who are investing abroad. Companies are guaranteed a package of low payment fees and unbeatable exchange rates. 3. The operations team makes all the overseas and domestic payments on behalf of our clients. They are efficient, knowledgeable, flexible and polite, ensuring that our clients' payments reach the nominated recipient accounts as quickly as possible. Their staff's expertise and efficiency are renowned within the marketplace and the incredibly high levels of customer satisfaction they receive during the feedback process reinforce the World First pledge of a best service guarantee as well as a best exchange rate guarantee. World First is listed on Wikipedia: Currency Exchange Brokers

The Contact

Our Contact with World First is Business Development Executive Miranda Kelly, Miranda is in constant contact with us here at Live Slovenia.com constantly checking progress and updating us on current currency trends. Always polite and helpful, Miranda makes it a pleasure to do business with World First.

Miranda Kelly (email Miranda), Business Development Executive, Tel: 0800 030 5015 - Direct Line: 020 7801 1062 - Fax: 020 7924 6535, Address: Crombie Mews, 11a Abercrombie Street, London SW11 2JB.

Your Currency is our Business

The Company

The Foremost Currency Group are Foreign Currency Exchange Specialists, all calls answered by knowledgeable and professional individuals - no automated call answering! Dedicated Account Managers - offering YOU a personalised service at no extra cost, Currency exchange transactions supported with a banking Receipt - Proof of Payment (POP) Competitive commercial rates of exchange - FCG Currency Converter
Whenever you are buying or selling foreign currency you need to know that your money is in safe hands and that you are receiving the best currency exchange rates available and an outstanding service.

Based in Hertfordshire, The Foremost Currency Group (FCG) will negotiate the Foreign Exchange markets on behalf of Private Clients and Business Clients, looking to secure competitive currency rates for overseas purchases. Visit our testimonial page to read our clients’ feedback.

Whatever your reason for requiring foreign exchange for instance, buying or selling abroad, emigrating, transferring regular payments overseas, importing and exporting goods, The Foremost Currency Group will save YOU money.

Our vision is to provide a highly focused brokerage with dedicated team members specialising solely in the foreign exchange markets, ensuring the best foreign exchange price and service for you.

The Contact

Our Contact with Foremost Currency Group is Senior Account Executive David Worthington, Our Clients have used David at Foremost on a number of occasions and is highly regarded for his courteous and respectful manner he has shown to them. Live Slovenia.com is proud to be associated with David and the Foremost Currency Group.

David Worthington (email David) Senior Account Executive Foremost Currency Group Ltd. FREEPHONE: 0800 781 0601 Tel: +44 (0) 1442 875 777, Fax: +44 (0) 1442 875 772,
Email: daw@fcgworld.co.uk, Web Address: www.foremostcurrencygroup.co.uk The Foremost Currency Group Ltd, The Red and White House, 113 High Street, Berkhamsted, Hertfordshire, HP4 2DJ

The Company

Sterling Exchange is one of the newest member of our team and have yet to prove themselves, we at Live Slovenia.com believe in giving them a chance and you a choice, here is what Stir ling Exchange have to say about themselves:

When making an overseas purchase, currency exchange may not be the first thing on your list. It can be equally as important as the purchase price though, as the exchange rate has a direct and noticeable impact on your bank balance.

For example:
A property costing 250,000 Euros, purchased on the 24 June would have cost £165,175. However the same 250,000 Euros purchased on the 21 July, less than one month later would have cost £174,775. A difference of £9,600.

The extraordinary increase in price is due to movements in the foreign exchange market, a highly complex system of banks and trading companies working continually to speculate on, and control, our global economy.

Although you have no control over this market our dedicated team of brokers, analysts and support staff are working non stop to ensure that you are aware of its movements while offering you the products and services that will save you both time and money. For more information on the services and products we offer please select from the menu opposite.

Trade for free - When trading with Sterling Exchange there is no cost or obligation to use us. We offer free accounts, no commission charges and will even pay for the transfer of your currency. In addition to this we provide a level of service that is unsurpassed in the industry.

What we say: "In addition to this we provide a level of service that is unsurpassed in the industry." Live Slovenia.com believe that a statement like this should not be made lightly.. Contacting Sterling and asking them to back up this statement costs nothing and could be of benefit.

The Contact

Our contact with Sterling Exchange is Currency Planner Nick Gill, as yet we have not had the pleasure of dealing with Nick and Sterling Exchange but we are looking forward to them getting the chance to prove themselves in a very competitive market.

Nick Gill (email Nick) Currency Planner, Sterling Exchange Ltd, 45 Ludgate Hill London EC4M 7JU. Tel: 0044(0)20 7329 9977 Fax: 0044(0)20 7329 9332 Web address: www.sterlingexchange.co.uk.

Mortgages

After much hard work and negotiation, we at Live Slovenia.com are pleased to announce that SKB Banka D.D are able to assist foreign buyers obtain up to a 50% loan for the purchase of a property in Slovenia.

Working closely with SKB Banka D.D of Slovenia, one of the top three largest banks here in Slovenia, we are able to help with up to 50% finance for property purchases. Unlike some other mortgages on foreign properties, the mortgage here is on the property here in Slovenia, not your UK home. This means that you are able to save some of your nest egg for conversion, renovation or to purchase a more desirable dream home without stretching your budget.

The
following repayment table from SKB Banka is an approximate example of repayments per month, it is designed to give you some idea of costing's and may differ from exact repayments give or take, (but not by much).

Borrow
60 Months (5yrs)
120Months (10yrs)
180 Months (15yrs)
240 Months (20yrs)
Set up Fee
10,000euro
188.96euro pm
107.81euro pm
82.00euro pm
69.95euro pm
38.35euro
15,000euro
283.45euro pm
161.71euro pm
123.00euro pm
104.93euro pm
57.52euro
20,000euro
377,93euro pm
215.62euro pm
169.00euro pm
139.90euro pm
76.69euro
25,000euro
472.41euro pm
269.52euro pm
205.00euro pm
174.88euro pm
80.00euro
30,000euro
566.89euro pm
323.43euro pm
246.00euro pm
209.86euro pm
80.00euro
35,000euro
661.38euro pm
377.33euro pm
287.00euro pm
244.83euro pm
80.00euro
40,000euro
755.86euro pm
431.24euro pm
328.00euro pm
279.81euro pm
80.00euro
45,000euro
850.44euro pm
485.14euro pm
369.00euro pm
314.78euro pm
80.00euro
50,000euro
944.82euro pm
539.05euro pm
410.00euro pm
349.76euro pm
80.00euro



Selected Properties
29,500 Euro
6,500 Euro
35,000 Euro
98,000 Euro
 
   
   
   
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